The bank reported standalone net profit of Rs 18,653.75 crore for the quarter ended December 31, 2025 as compared to Rs 16735.50 crore in the same period last year, registering a year-on-yearÿgrowthÿof 11.46 per cent.
Interest income of the bank rose by 0.98 per cent at Rs 76751.16 crore for the quarter ended December 31, 2025 as against Rs 76006.88 crore in the corresponding period last year.
During the October-December quarter, total income rose marginally by 2.91 per cent to Rs 90,005.00 crore from Rs 87,460.44 crore in the year ago period.
Meanwhile, operating expenses increased by 0.72 per cent to Rs 62,907.20 crore from Rs 62,460.04 crore in the same period last year.
Operating profit surged 8.39 per cent to Rs 27,097.80 crore from Rs. 25,000.40 crore.
Provisions and Contingencies slipped by 10.02 per cent at Rs 2,837.86 crore from Rs 3,153.85 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 6.40 per cent at Rs 32,615.00 crore versus Rs 30,653.25 crore in the year ago period. Non-interest income rose 15.72 per cent year-on-year to Rs 13,253.84 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.24 per cent of the gross advances as at the end of December 31, 2025 from a level of 1.42 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.42 per cent of net advances on December 31, 2025 from 0.46 per cent a year ago.